Yield Shepherd, first screen of the live demoTry it live
Live demo with sample data. No wallet needed.
Yours in 3 to 5 daysPRODUCTIVITY

Yield Shepherd

Moves your idle stablecoin savings between the lending markets you allow on one chain, only when the observed rate gap pays back the gas inside your payback window, and keeps a diary of every move it made and every move it declined.

Try it live, free
$100one price, paid once
Yours in 3 to 5 days, set up under your name and wallet. Pay $100 once and we deliver within 5 days of payment, or you get your money back. Or reserve it for $25 and pay the rest within 7 days of it being ready.
Own it for $100Or reserve it for $25
Locked in a smart contract until delivery

Your USDC is locked in a smart contract, not sent to us. The contract lets us collect it only if we deliver within 14 days of your payment (by 16 Nov 2026 if you pay today). After that date, if we have not collected it, you take it back yourself from My apps, no permission needed. Before it, only we can refund: if we miss the promised date, ask in My apps and we refund you from the contract. View the contract on BaseScan. This covers every payment, a reservation too: the funds are released to us only when we deliver.

Promised delivery: 7 Nov 2026 (counted from payment). Self-refund opens: 16 Nov 2026 (the contract deadline).

WHAT YOU GET
  • The complete user app · see the demo
  • Basic customization · name, tagline, logo, color, chain, domain and a short notes field
  • Deployed on your wallet · you own the contracts and the repo
  • Owner playbook · your first moves after launch
One price, all of the above$100
OPTIONAL ADD-ONS, AFTER DELIVERY
  • Owner consoleQuoted after delivery
  • Referral and growth top-upQuoted after delivery
  • Roadmap v2: More chains and alertsFrom $500
  • Roadmap v3: Household rulesFrom $750

Add-ons are not part of this payment. Once your app is delivered you can request them from My apps, and you only pay if you say yes to the quote.

HOW PAYING WORKS
  1. 1. Pay in USDCIt locks in the escrow contract, not our wallet.
  2. 2. We set it upUnder your name and wallet, with your logo, by the promised date.
  3. 3. Delivered, or refundedDelivered: the funds release to us. Not collected within 14 days: you claim them back yourself.
Want it fully custom? From $1,200, send a briefNew to building? See why it is so doable now.Why build
Ask us about this app

A question about Yield Shepherd? Pricing, chains, custom work, anything. We reply by email or Telegram.

PortsBNB Chain · Avalanche · Unichain · Ink · Linea
KindBots
OwnerYou, on your wallet and git
Picture this

Who it is for

Siti Aminah, a dental nurse in George Town, Penang, keeps 4,000 USDT of savings in a lending market on BNB Chain and used to check rates on her lunch break, moving twice in a month for a gap that vanished a day later. Yield Shepherd checks the markets she allowed every few hours, waits until a gap has held for three days, and moves only when it pays back the gas within her 14 day window. Her diary shows the two moves it made in October and the five it declined, including a 12 percent market it would not touch because she never allowed it.

Two ways to own it

What you get

Base$100
Yours in 3 to 5 days

The saver app: allow list builder per chain from curated lending markets, payback window and persistence rules, a scoped session key on the user's own smart account that can only supply and withdraw on allowed markets, scheduled checks, a move diary with declined moves, rate history chart, kill switch, plans and checkout, and the owner console.

  • You choose: accent color and logo
  • You choose: starting chain and markets
  • You choose: default payback window
  • You choose: check schedule
Customfrom $1,200
Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

  • Everything in Base
  • Custom features and design
  • Priority build
Why it is new

What exists today, and what this does differently

What is new

Yield aggregators and auto-compounding vaults are mature. What is new is the rule set and where the money sits: savings stay in the user's own smart account, the bot can only supply and withdraw on markets the user allowed, a move happens only when the gap has held for the user's chosen days and pays back its gas inside the user's window, and the diary records declined moves with the reason, so the user can see why staying put was the right call.

Closest things out there

Yearn and Beefy vaults, Morpho curated vaults and Idle Finance pool deposits and rebalance for users; DeFi Saver automates positions on Aave. They take custody of deposits in a vault or chase the best rate, and none of them shows the moves they declined.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

It treats doing nothing as a good answer, so a busy person stops chasing rate spikes and paying gas for gaps that do not last.
The Regatta Board

Races Yield Shepherd can enter

9 live races fit this app. Each one says why, with its prize and countdown. The rule on existing code is on the race page.

HACKATHONmultichainapply any timeDoraHacks BUIDL hackathons and grantsPrizeNot announcedROLLINGapply any timeWhy it fits. DoraHacks BUIDLs on BNB Chain and Avalanche often accept existing projects; check each event's rules.8 other apps can enter tooSee the raceGRANTBNB Chainapply any timeBNB Chain Builder GrantsFundingUp to $200KROLLINGapply any timeWhy it fits. A DeFi savings mover across BNB Chain lending markets like Venus.4 other apps can enter tooSee the raceGRANTBNB Chainapply any timeBNB Chain Most Valuable Builder (MVB)FundingInvestmentROLLINGapply any timeWhy it fits. A DeFi consumer app with a subscription model on BNB Chain.3 other apps can enter tooSee the raceAIRDROP-READYBNB Chainapply any timeBNB Chain (token live; builder grants and MVB)TokenNo set amountROLLINGapply any timeWhy it fits. A consumer DeFi app shipped on BNB Chain.4 other apps can enter tooSee the raceGRANTAvalancheapply any timeAvalanche Team1 Builder GrantsFundingUp to $10KROLLINGapply any timeWhy it fits. A consumer DeFi app on Avalanche markets like Aave and Benqi that can show progress fast.2 other apps can enter tooSee the raceGRANTUnichainapply any timeUnichain Grants (Uniswap Foundation)FundingUp to $7.5KROLLINGapply any timeWhy it fits. Savings moves across Unichain lending markets; suits the TVL bar later.2 other apps can enter tooSee the raceAIRDROP-READYUnichainapply any timeUnichain (UNI token live)TokenNo set amountROLLINGapply any timeWhy it fits. Stablecoin deposits moved between Unichain lending markets.2 other apps can enter tooSee the raceAIRDROP-READYInkapply any timeInk (INK announced, not launched)TokenNo set amountROLLINGapply any timeWhy it fits. Stablecoin savings across Aave based markets on Ink. Airdrops are never guaranteed.4 other apps can enter tooSee the raceAIRDROP-READYLineaapply any timeLinea (LINEA token live)TokenNo set amountROLLINGapply any timeWhy it fits. Stablecoin savings on Aave on Linea; Linea has no builder program now.2 other apps can enter tooSee the race
See every race on the board
What you own

The whole app, not a starter kit.

A complete savings mover you own: people allow a short list of lending markets, and their stablecoin savings move only when a rate gap holds and pays back its gas, from their own smart account, with a diary of every move and every decline. They pay you monthly for more chains and faster checks, and your console runs pricing, curated markets, rules and the check agent.

Base price · $100

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Illustrated home with the next check and first-run onboardingHome
Three step welcome, then the one next action: when the next check runs and what it will look for.
Allow list builderFields
Pick a chain and the curated markets you allow, with observed rate and utilization for each.
Rule cardFields
Payback window, persistence days, liquid minimum and utilization limit, in plain words.
Session key grant and revokeFields
Shows the exact scope in words before the user signs it in their own smart account.
Scheduled checks with three outcomesCheck
Play a quiet day, a short spike that is declined and a lasting gap that moves, each with a record.
Payback calculatorCheck
Days of the higher rate needed to earn back the gas, against the user's window.
Off list notesCheck
A higher rate on a market the user did not allow is shown as a note, never a move.
Move diary with declinesDiary
Every stay, move and decline with rates, gas, payback days and the reason.
Rate history chartDiary
Observed rates of the allowed markets over 30 days, with moves marked.
Kill switch, plans and checkoutMe
Revoke the session key in one transaction, and compare free and monthly plans.
Open the full app demo
Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue dashboard with paywall editorRevenue
Rename tiers, change prices and gates, and see the change in the user app.
Curated markets and app wide capsRules
Which markets appear per chain, the strictest payback window, the utilization ceiling and check frequency.
Check agent logAgent
Every check run, stale rate refused, utilization spike and declined move, with the fix.
Roadmap with add-on buildsRoadmap
Request more chains and household rules from DEPLOYR.
Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Growth loopsGrowth
Diary cards, starter rule cards and household invites, with the numbers.
Starter rule card linksGrowth
A one tap conservative rule card that savings communities can share.
The money path, built in

How it earns for you

A free plan for one chain and twice daily checks, and monthly plans for more chains, faster checks and household rules. No fee is taken from anyone's savings or interest.

FoldFreeOne chain, one stablecoin, up to three allowed markets, checks twice a day, the move diary and the kill switch.
Flock$4 per monthUp to five chains, checks every three hours, rate alerts, custom persistence and payback rules, and diary export.
Household$12 per monthShared rules for a couple or a family, each saver in their own account, with one combined diary.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

  • Monthly diary cards that show moves made, moves declined and gas saved by waiting
  • Starter rule card links for savings communities, with a conservative allow list
  • Household invites, where each family member keeps their own account
  • A monthly decline report that explains why staying put was often right
Roadmap · build the next phase with us

Where it goes next

v1 included
The patient savings mover
  • Allow list builder and rule card
  • Session key grant and revoke
  • Move rule with persistence and payback
  • Move diary with declines
  • Plans, paywall editor and check agent
Included
v2
More chains and alerts
  • Avalanche, Unichain, Ink and Linea markets
  • Rate and utilization alerts
  • Diary export for taxes
From $500
v3
Household rules
  • Shared rule cards for families
  • Each member in their own account
  • One combined diary and monthly report
From $750

The pitch, ready for investors and grant reviewers

Unlocked when your app is paid in full

Your 2 minute demo script

Unlocked when your app is paid in full

Make it entirely yours

Your brand, starting chain and markets, default rules, a household or club version, or a white label for a savings community are scoped and priced together.

Custom from $1,200
BLUEPRINT

Why it matters and how it really works

The recipe (how it is built, the data, costs, risks, build order, the pitch and the demo script) is unlocked when your app is paid in full.

The need

People who keep stablecoin savings in a lending market check rates by hand, chase a gap that disappears a day later, and pay gas for moves that never pay back. Others hand their savings to a vault that chases the best rate into markets they have never heard of. Neither shows when staying put was the better choice.

What exists and what is new

Yield vaults and rebalancers exist. Yield Shepherd is an incremental take on them: savings stay in the user's own smart account, a session key can only supply and withdraw on markets the user allowed, a move needs a rate gap that has held for the user's chosen days and pays back its gas inside the user's payback window, and the diary lists declined moves with the reason. Research verdict: exists in parts, medium novelty.

The data it runs on

Unlocked when your app is paid in full

1.The mission

Savings should move only when moving is clearly worth it, only to places you chose, and with a diary that also tells you when it decided to stay.

2.Why people can't resist it

The move it declined Every declined move is written down with the reason: the gap did not hold, it would not pay back the gas in time, or the market is not on your list.

Payback in days Each possible move shows how many days of the higher rate it takes to earn back the gas. Over your window, it waits.

Your list, not ours A higher rate on a market you never allowed is shown as a note to read, never as a move.

3.How it works for real

Unlocked when your app is paid in full

4.Pricing

Cost per use: unlocked when your app is paid in full.

Fold Free
One chain, one stablecoin, up to three allowed markets, checks twice a day, the move diary and the kill switch.
Flock $4 per month
Up to five chains, checks every three hours, rate alerts, custom persistence and payback rules, and diary export.
Household $12 per month
Shared rules for a couple or a family, each saver in their own account, one combined diary.

5.Growth loop

The monthly diary card shows moves made and moves declined, with the gas saved by waiting. Savings communities and personal finance newsletters can share a starter rule card with a conservative allow list.

6.Risks and guardrails

Unlocked when your app is paid in full

7.Build order

Unlocked when your app is paid in full

8.Where this is going

  1. Now
    One chain, your own list, moves only when they pay back, and a diary that includes the moves it declined.
  2. Next
    Avalanche, Unichain, Ink and Linea, rate alerts, and household rules for families.
  3. Later
    A public, anonymous report of declined moves, so savers can see how often staying put was right.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

NRevenueVentureBuilder statusHackathonsProductivityInspire othersPartnershipsPortfolioAgencyYIELD SHEPHERD

Nine routes from one vessel. Tap a port to open its chart.

Why own Yield Shepherd

Many people keep stablecoin savings in a lending market and check the rate by hand, or hand it to a vault that chases rates into markets they never chose. Owning Yield Shepherd means you run the patient version: savings stay in the user's own account, moves happen only to markets they allowed and only when a gap holds and pays back its gas, and the diary shows the moves it declined. You earn from monthly plans, never from a cut of anyone's interest.

What’s stopping you?

“Is this financial advice or a fund?”

No. Users pick their own markets and rules, and their savings never leave their own smart account. Your copy follows their rules. Say plainly that lending markets carry risk and rates change, and never show projected returns.

“What if a lending market gets hacked?”

That risk is real and the app says so. You curate only established markets, users keep a liquid minimum, the bot never moves into a market above the utilization limit, and the kill switch revokes the key in one transaction.

“I do not know DeFi well enough.”

The app does one narrow thing: supply and withdraw the same stablecoin between markets the user allowed. Start with two well known markets on one chain and grow from there.

A revenue ladder, step by step

Monthly plans for more chains and faster checks, household plans for families, and white label copies for savings communities. Illustrations, not promises.

$280
$4,900
$3,500 plus savers
$85,000
First savers
70 paying savers
$4 a month
Known in two communities
900 paying savers
$4 to $12 a month
White label
10 communities
$349 a month
Category regular
14,000 paying savers and 30 communities
Mixed
  • Publish a monthly decline report: how often waiting beat moving
  • Partner with savings communities on a conservative starter rule card
  • Sell a household plan that turns one saver into two or four

Illustrative stages, not a forecast. Results depend on you and the market; nothing here is guaranteed.

Pick your destination

Grow it into a business
People who already move savings by hand understand a payback rule in one sentence. Each diary card that shows a declined move is honest proof that the app protects them.ARRIVE: Sixty savers on the free plan and ten paying for Flock, about $40 a month.4 moves · first one within the hour →
Raise for it
Non-custodial, rule based savings automation with public decision logs is a clean story for chain grant programs that want open source tools and real users on their lending markets.ARRIVE: Applications submitted to BNB Chain Builder Grants and Avalanche Team1 with real diary data.5 moves · first one within the hour →
Become a real builder on a chain
Deploying Yield Shepherd under your wallet and running real checks leaves a public record of contracts and transactions on BNB Chain, Avalanche, Unichain, Ink and Linea. Ink has announced a token that has not launched, and nothing says builders get any of it. Airdrops are never guaranteed. You are building a record, not buying a payout.ARRIVE: Yield Shepherd live under your name on one chain, with your own rule card running and a public build log.4 moves · first one within the hour →
Win with it at hackathons
DeFi tooling, automation and smart account tracks all fit a feature built on Yield Shepherd. Check each event's rule on existing code; many want new work during the event.ARRIVE: A submission that adds one new feature to Yield Shepherd, within the event's rules.4 moves · first one within the hour →
Run your own work on it
If you check lending rates by hand, Yield Shepherd gives you that time back and stops the moves that never paid back.ARRIVE: Your own savings run on rules for a month with zero manual rate checks.4 moves · first one within the hour →
Get your people moving
A diary that shows declined moves is a good, honest way to teach people that chasing the highest rate often costs more than it earns.ARRIVE: A group of five to fifteen people runs a tiny rule card for a month and shares one lesson.4 moves · first one within the hour →
Partner with founders and projects
Savings communities and personal finance newsletters want a careful first automation for their members. A conservative starter rule card is an easy partnership.ARRIVE: One community shares a Yield Shepherd starter rule card with its members.4 moves · first one within the hour →
Prove your skills with it
A live app that moves funds from users' own accounts through scoped session keys, with a public decision log, is strong proof of careful DeFi engineering and product judgement.ARRIVE: A case study page with the app, the move rule and a diary, sent to five people who hire.4 moves · first one within the hour →
Sell it as a service
Small teams and families keep stablecoins idle and want them handled carefully without anyone holding the keys. Setting up rule cards for them is a service you can sell.ARRIVE: Two clients with rule cards set up and running as a done for you service.4 moves · first one within the hour →
No budget yet? Be a CEO anyway at CEOism, then come back for your vessel. ceoism.com ↗
NOT QUITE YIELD SHEPHERD?

Commission your own version.

Send a short brief: the idea, the chain, your budget and deadline. A real person replies usually within a day with questions or a fixed quote. The custom tier for Yield Shepherd starts at $1,200, and you pay nothing until you approve the quote.

Send a brief
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