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Moves your idle stablecoin savings between the lending markets you allow on one chain, only when the observed rate gap pays back the gas inside your payback window, and keeps a diary of every move it made and every move it declined.
Try it live, freeYour USDC is locked in a smart contract, not sent to us. The contract lets us collect it only if we deliver within 14 days of your payment (by 16 Nov 2026 if you pay today). After that date, if we have not collected it, you take it back yourself from My apps, no permission needed. Before it, only we can refund: if we miss the promised date, ask in My apps and we refund you from the contract. View the contract on BaseScan. This covers every payment, a reservation too: the funds are released to us only when we deliver.
Promised delivery: 7 Nov 2026 (counted from payment). Self-refund opens: 16 Nov 2026 (the contract deadline).
Add-ons are not part of this payment. Once your app is delivered you can request them from My apps, and you only pay if you say yes to the quote.
Siti Aminah, a dental nurse in George Town, Penang, keeps 4,000 USDT of savings in a lending market on BNB Chain and used to check rates on her lunch break, moving twice in a month for a gap that vanished a day later. Yield Shepherd checks the markets she allowed every few hours, waits until a gap has held for three days, and moves only when it pays back the gas within her 14 day window. Her diary shows the two moves it made in October and the five it declined, including a 12 percent market it would not touch because she never allowed it.
The saver app: allow list builder per chain from curated lending markets, payback window and persistence rules, a scoped session key on the user's own smart account that can only supply and withdraw on allowed markets, scheduled checks, a move diary with declined moves, rate history chart, kill switch, plans and checkout, and the owner console.
Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.
Yield aggregators and auto-compounding vaults are mature. What is new is the rule set and where the money sits: savings stay in the user's own smart account, the bot can only supply and withdraw on markets the user allowed, a move happens only when the gap has held for the user's chosen days and pays back its gas inside the user's window, and the diary records declined moves with the reason, so the user can see why staying put was the right call.
Yearn and Beefy vaults, Morpho curated vaults and Idle Finance pool deposits and rebalance for users; DeFi Saver automates positions on Aave. They take custody of deposits in a vault or chase the best rate, and none of them shows the moves they declined.
Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.
9 live races fit this app. Each one says why, with its prize and countdown. The rule on existing code is on the race page.
A complete savings mover you own: people allow a short list of lending markets, and their stablecoin savings move only when a rate gap holds and pays back its gas, from their own smart account, with a diary of every move and every decline. They pay you monthly for more chains and faster checks, and your console runs pricing, curated markets, rules and the check agent.
Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.
Your admin side: revenue, paywall editor, users, rules and the agent log.
Referral and growth mechanics, switched on when you are ready to grow.
A free plan for one chain and twice daily checks, and monthly plans for more chains, faster checks and household rules. No fee is taken from anyone's savings or interest.
Prices are yours to set. Illustrative, not a promise of income.
Unlocked when your app is paid in full
Unlocked when your app is paid in full
Your brand, starting chain and markets, default rules, a household or club version, or a white label for a savings community are scoped and priced together.
The recipe (how it is built, the data, costs, risks, build order, the pitch and the demo script) is unlocked when your app is paid in full.
People who keep stablecoin savings in a lending market check rates by hand, chase a gap that disappears a day later, and pay gas for moves that never pay back. Others hand their savings to a vault that chases the best rate into markets they have never heard of. Neither shows when staying put was the better choice.
Yield vaults and rebalancers exist. Yield Shepherd is an incremental take on them: savings stay in the user's own smart account, a session key can only supply and withdraw on markets the user allowed, a move needs a rate gap that has held for the user's chosen days and pays back its gas inside the user's payback window, and the diary lists declined moves with the reason. Research verdict: exists in parts, medium novelty.
Unlocked when your app is paid in full
Savings should move only when moving is clearly worth it, only to places you chose, and with a diary that also tells you when it decided to stay.
The move it declined Every declined move is written down with the reason: the gap did not hold, it would not pay back the gas in time, or the market is not on your list.
Payback in days Each possible move shows how many days of the higher rate it takes to earn back the gas. Over your window, it waits.
Your list, not ours A higher rate on a market you never allowed is shown as a note to read, never as a move.
Unlocked when your app is paid in full
Cost per use: unlocked when your app is paid in full.
The monthly diary card shows moves made and moves declined, with the gas saved by waiting. Savings communities and personal finance newsletters can share a starter rule card with a conservative allow list.
Unlocked when your app is paid in full
Unlocked when your app is paid in full
Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.
Nine routes from one vessel. Tap a port to open its chart.
Many people keep stablecoin savings in a lending market and check the rate by hand, or hand it to a vault that chases rates into markets they never chose. Owning Yield Shepherd means you run the patient version: savings stay in the user's own account, moves happen only to markets they allowed and only when a gap holds and pays back its gas, and the diary shows the moves it declined. You earn from monthly plans, never from a cut of anyone's interest.
No. Users pick their own markets and rules, and their savings never leave their own smart account. Your copy follows their rules. Say plainly that lending markets carry risk and rates change, and never show projected returns.
That risk is real and the app says so. You curate only established markets, users keep a liquid minimum, the bot never moves into a market above the utilization limit, and the kill switch revokes the key in one transaction.
The app does one narrow thing: supply and withdraw the same stablecoin between markets the user allowed. Start with two well known markets on one chain and grow from there.
Monthly plans for more chains and faster checks, household plans for families, and white label copies for savings communities. Illustrations, not promises.
Illustrative stages, not a forecast. Results depend on you and the market; nothing here is guaranteed.
Drop in a long video, X Space or community call and get captioned vertical clips, chapters and a transcript. You approve every clip, and guests approve theirs.
Ask your wallets plain questions, like what you paid in gas last month or when your tokens unlock. Read only, it never signs.
One inbox for your project team's email, X DMs, Telegram and Discord: sorted with reasons, likely scams held, replies drafted for a person to send.
Turns a recorded team or community call into minutes, decisions and tasks with owners and due dates, pushes the tasks you approve, and drafts a public recap for you to check.
A community Q&A bot that answers only from your docs, links the exact source, and hands hard questions to a human.
Watches grant programs and hackathons that fit your project, keeps one deadline calendar, and drafts each submission from your own repo for you to edit and send.
A support desk for your dapp: every ticket in one queue, a pasted tx hash explained in plain words, and drafted replies a human sends.
A research agent that writes a cited brief on any token or protocol, and lists what it could not verify.