Name: Paid Stub
Brand: DEPLOYR
Price: 100 USD
Availability: PreOrder

Picture this

Who it is for

Ifeoma Chukwu is a freelance motion designer in Yaba, Lagos, with clients in Berlin and Toronto. Payments arrive with no reference, her accountant cannot match a 1,840 dollar transfer to an invoice, and every month someone argues about the exchange rate. Paid Stub puts a reference memo on every invoice, lets the client pay from any wallet on Stellar, Arc, Tempo or Plasma, and hands both of them one identical stub the moment the money lands, with the rate, the fees and what is still due.

Two ways to own it

What you get

Base$100

Yours in 7 to 10 days

Invoice creation with a reference memo and due date, a pay page any wallet can use on Stellar, Arc, Tempo and Plasma, a Soroban invoice contract on Stellar and a small invoice contract on the EVM chains, automatic matching by memo or registered wallet, partial payment handling with a balance due line, identical stubs for both sides with FX rate, source and fees, capped polite reminders, a stubs ledger with CSV export, and an owner console with plans and the paywall editor.

You choose: your brand, accent color and logo
You choose: invoice currencies and the FX source
You choose: which chains to accept
You choose: reminder wording and schedule

Customfrom $1,300

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

What is new

Crypto invoicing tools exist (Request Finance, Bitwage and others), and Stellar has long had memos for payment references. What is new is the shared stub: one record built from the payment itself, identical for payer and payee, with the reference, the FX rate from a named source at the payment block, the network fee and any balance still due. Partial and memo less payments are matched in plain words, and reminders are polite and capped by design.

Closest things out there

Request Finance for crypto invoices and accounting exports; Stellar memos and anchors for payment references; bank invoice tools with reconciliation. None of them gives payer and payee the same stub built from the onchain payment.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Getting paid across borders should end with one piece of paper both people agree on, not a week of screenshots and chasing.

The Regatta Board

Races Paid Stub can enter

16 live races fit this app. Each one says why, with its prize and countdown. The rule on existing code is on the race page.

See every race on the board

What you own

The whole app, not a starter kit.

A complete stablecoin invoicing app you own: freelancers send invoices that clients pay from any wallet on Stellar, Arc, Tempo or Plasma, both sides get one identical stub that reconciles itself, people pay you monthly for more invoices and currencies, and your console runs pricing, growth, rules and the matching agent.

Base price · $100

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Illustrated home with what is owed, what landed and first run onboardingHome

Three step welcome, then the one next action: an unpaid invoice, a payment to confirm, or a stub to send.

Invoice builder with a reference memoInvoice

Client, line items, currency, due date and the chains you accept, with the short memo that fits a Stellar text memo.

Pay page any wallet can useInvoice

Exact amount, memo in large type with a copy button, the FX source, and the chains accepted.

Four payment scenariosPayments

Play a clean payment with memo, a short payment, a memo less payment and a late invoice with capped reminders.

Automatic matching and partialsPayments

Memo matches mark invoices paid on their own; memo less payments from registered wallets are proposed for one tap.

Twin stubs for both sidesStubs

Same number, amount, chain, block, fee, FX rate and source, and balance due, sent to issuer and payer.

Soroban and Solidity invoice contractsInvoice

Invoice status on Stellar through Soroban and on Arc, Tempo and Plasma through one small contract.

Capped polite remindersPayments

Day 1, day 7 and day 14 after the due date, then silence. The client can reply with a date to pause them.

Stubs ledger with chartStubs

Paid, partial and overdue by month, with days to payment.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue dashboard and paywall editorRevenue

Rename tiers, change prices and choose what is gated, live in the user app.

App wide rulesRules

Reminder cap and spacing, FX source, chains on offer and the match window for memo less payments.

Matching agent logAgent

What the watcher did with each payment, including dropped memos and RPC failures, and how it recovered.

Roadmap with add-on requestsRoadmap

Accountant views, multi currency and an open stub format, priced and requestable.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Growth loops and referral trackingGrowth

Stub footers, accountant referrals and freelancer communities, with sources by month.

The money path, built in

How it earns for you

A free plan for five invoices a month, and monthly plans for unlimited invoices, more currencies and accountant ledgers. No fee is taken from payments.

SoloFreeFive invoices a month in USD, every accepted chain, twin stubs, matching and capped reminders.

Studio$9 per monthUnlimited invoices, EUR, GBP and other currencies with FX on the stub, the ledger export and your logo.

Firm$29 per monthUp to 25 client ledgers, team members, bulk exports and a read only accountant view.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Every stub goes to the payer too, with a quiet Issued with Paid Stub line
Accountants who get clean exports refer their other freelance clients
Freelancer communities share a starter invoice template
Referral month: invite a freelancer and both get a month of Studio

Roadmap · build the next phase with us

Where it goes next

v1 included

The self reconciling invoice

Invoices with memos on Stellar and Arc
Soroban and Solidity invoice contracts
Matching, partials and twin stubs
Capped reminders
Plans, paywall editor and agent log

Included

Tempo, Plasma and currencies

Tempo and Plasma payments
Invoices in EUR, GBP, NGN and more with FX on the stub
Accountant read only view

Add-on from $500

An open stub format

A published stub schema and verifier
Import stubs from other tools
Bulk exports for firms

Add-on from $800

The pitch, ready for investors and grant reviewers

Unlocked when your app is paid in full

Your 2 minute demo script

Unlocked when your app is paid in full

Make it entirely yours

Your brand, extra chains or anchors, local currencies, an accounting software export, or a white label version for an agency or a freelancer community are scoped and priced together.

Custom from $1,300

BLUEPRINT

Why it matters and how it really works

The recipe (how it is built, the data, costs, risks, build order, the pitch and the demo script) is unlocked when your app is paid in full.

The need

Freelancers and small businesses paid across borders in stablecoins lose hours every month matching payments to invoices. Transfers arrive with no reference, part of an invoice gets paid with no note, and payer and payee each keep their own screenshot with a different exchange rate. Accountants end up reconciling by hand, and the person who did the work has to chase politely without sounding desperate.

What exists and what is new

Crypto invoicing exists. Request Finance and similar tools create invoices and accounting exports, and Stellar has supported payment memos for years. Paid Stub is a medium novelty take: the stub is built from the payment itself and is identical for both sides, with the reference, the FX rate from a named source at the payment block, the network fee and any balance due. Memo less and partial payments are matched in plain words, and reminders are capped so nobody gets nagged. Research verdict: invoicing exists, the shared self reconciling stub is new.

The data it runs on

Unlocked when your app is paid in full

1.The mission

Getting paid should end with one stub both sides agree on, built from the payment itself.

2.Why people can't resist it

The twin stub The moment the payment lands, payer and payee get the same stub with the same number, rate and fee. Nobody argues about whose screenshot is right.

It matched itself A payment with the right memo marks the invoice paid on its own. A payment without one is matched to the client's registered wallet and shown for a one tap yes.

Three polite reminders, then silence Reminders are capped at three, spaced out, and written to keep the relationship. The cap is a rule, not a setting someone can crank up.

3.How it works for real

Unlocked when your app is paid in full

4.Pricing

Cost per use: unlocked when your app is paid in full.

Solo Free

Up to five invoices a month in USD, every accepted chain, twin stubs, matching and capped reminders.

Studio $9 per month

Unlimited invoices, invoices in EUR, GBP and other currencies with FX on the stub, the stubs ledger export and your logo on stubs.

Firm $29 per month

For accountants and small agencies: up to 25 client ledgers, team members, bulk exports and a read only accountant view.

5.Growth loop

Every stub carries a quiet Issued with Paid Stub line, and the payer gets a copy, so clients who also pay freelancers see the tool at the exact moment it saved them work. Accountants who receive clean exports recommend it to their other freelance clients.

6.Risks and guardrails

Unlocked when your app is paid in full

7.Build order

Unlocked when your app is paid in full

8.Where this is going

Now
Freelancers send invoices that match themselves and end with one stub both sides agree on.
Next
Tempo and Plasma, multi currency invoices, and a read only view for accountants.
Later
An open stub format other invoicing tools can read and write, so a stub from one tool is valid in another.
The world it builds
People paid across borders spend their time on the work, not on proving they were paid.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Paid Stub

Millions of freelancers are now paid in stablecoins by clients abroad, and most of them still reconcile with screenshots. Owning Paid Stub means you run the version where the invoice carries its own reference, the client pays from any wallet, and both sides get the same stub the moment the money lands. You earn from monthly plans, never from a cut of anyone's pay.

What’s stopping you?

“I am not an accountant. Can I run an invoicing app?”

Paid Stub does not file taxes or give advice. It makes clean records: invoices, payments and stubs. Your job is to run the app, help users set up their first invoice and keep the exports working. Accountants are your partners, not your competition.

“What if a client pays without the memo?”

It happens, especially from exchanges. Payments from a client's registered wallet are proposed as a match for one tap, and anything else waits for the freelancer instead of being guessed. The pay page shows the memo in large type with a copy button to make it rare.

“Two contract stacks sounds hard to maintain.”

Both contracts are small and do one thing: store invoice status and accept a payment with a reference. They share one test suite, and DEPLOYR delivers both with the delivery guide. Start on Stellar and Arc; Tempo and Plasma use the same EVM contract.

“Is it legal to accept stablecoins for work?”

In many countries, yes, and the income is taxable like any other. Rules differ, so each user should check with their accountant. The stubs and exports make that conversation short.

A revenue ladder, step by step

Monthly Studio plans for freelancers, Firm plans for accountants and agencies, and white label copies for freelancer communities. Illustrations, not promises.

$360

$6,900

$3,500 plus users

$125,000

First clients

40 paying freelancers

$9 a month

Known in two communities

700 freelancers and 20 firms

$9 to $29 a month

White label

10 communities and agencies

$349 a month

Category regular

12,000 freelancers and 600 firms

Mixed

Partner with accountants who already file for many freelancers
Publish a plain monthly report: invoices paid, average days to payment, memos dropped
Offer a free starter invoice template to freelancer communities

Illustrative stages, not a forecast. Results depend on you and the market; nothing here is guaranteed.