Picture this

Who it is for

A parent group in Accra funds lunches for forty pupils. Lunch Money issues a token each child can spend only at the three approved canteens. Donors see every meal bought and nothing leaks to other shops.

Two ways to own it

What you get

Base$179

$45 deposit to reserve

Token-2022 mint with hook, merchant allowlist admin, donor dashboard, canteen scan page.

You choose: accent color
You choose: merchant list
You choose: weekly cap

Customfrom $1,400

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

What is new

Transfer hook docs show allowlists in general; no school meal or merchant restricted aid token was found live.

Closest things out there

Solana transfer hook examples (KYC allowlists); off chain meal cards.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Help that arrives as meals, not leakage.

The Regatta Board

Races it can enter

grant · Solana Foundation · rolling

Solana Foundation Grants

rolling

Official page ↗

Ecosystem program for shipped apps; check current terms.

Their rule on existing code: Existing projects OK

What you own

The whole app, not a starter kit.

The complete Lunch Money app: a parent group funds a meal token that pupils can spend only at approved canteens, with pupil cards, canteen scanning, donor notes, plans and checkout built in.

Base price · $179

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome

Shown once: money that only buys lunch, only at approved canteens, donors see every meal.

Week status and next actionHome

Meals this week, refused spends, today's canteen counts and one clear next step.

Pupil list with limitsPupils

Daily and weekly meal dots per pupil, search, and add a pupil.

Printable QR meal cardsPupils

Each card is a school controlled wallet; names stay in the treasurer's private list.

Canteen allowlist mapCanteens

Hand drawn map of approved canteens and the weekly cap.

Live lunch lineCanteens

Scan a meal, try a kiosk, try passing to a friend; the transfer hook refuses what is not allowed.

Committee signing to add a canteenCanteens

2 of 3 signatures to add Kofi's Fruit Cart. A fourth canteen and signing are gated behind the School plan.

Friday note and share cardDonors

Meals bought, refused spends, top dish; send to donors or share.

Named donor dashboardDonors

Live page with the group's name and meals per week. Gated behind the School plan.

Group pot and weekly fundingWallet

Mint the week's meal tokens from the pot, sized by pupils, cap and price.

Receipts and canteen payoutsWallet

What is on chain, what never is, and Friday payouts per canteen.

Plans and checkoutWallet

Pricing from the owner paywall, paid through the USDC checkout with a receipt.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue

Recurring revenue, redemption fees, USDC payments, payment methods, live tier and gate editing.

RulesRules

Daily limit, weekly cap, meal price, signatures for list changes, redemption fee.

Agent log and roadmapAgent

What the helper fixed, running costs, and priced v2 and v3 builds.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Growth loopsGrowth

Canteen days, Friday note forwarding, parent group invites and school referrals.

The money path, built in

How it earns for you

One class runs free. Schools pay a small monthly plan for more pupils, more canteens and committee signing; charity networks pay for many schools. An optional small fee on canteen redemptions.

ClassFreeUp to 40 pupils and 3 canteens, weekly Friday note, public meal count

School$20 a month (about GHS 250)Up to 400 pupils, unlimited canteens, 2 of 3 signing, donor dashboard with your name

Network$180 a monthMany schools, shared canteen onboarding, consolidated reports, payout support

Optional redemption fee the owner sets (0 to 3 percent) on weekly canteen payouts. Solana fees are a few dollars a month.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Friday notes that end with how many meals a donor's money bought, forwarded to the next donor
Canteen days where an approved canteen brings owners from nearby schools
Each new school adds a parent group that already raises money
School to school referrals worth a free month of the paid plan

Roadmap · build the next phase with us

Where it goes next

v1 included

The full school app

Token-2022 meal token with an allowlist hook
Daily and weekly limits per pupil
Canteen scan page and printable QR cards
Friday note, receipts and plans

Included

Mobile money bridge

Donors give by mobile money or card
Canteens cash out to mobile money weekly
SMS balance check for parents
Twi and Ga interface

Add-on from $500

Nutrition and district network

Menu tags so donors fund protein and fruit days
District dashboard across schools
Canteen quality ratings by teachers
Grant report export

Add-on from $1,100

The pitch, ready for investors and grant reviewers

Unlocked when your app is paid in full

Your 2 minute demo script

Unlocked when your app is paid in full

Make it entirely yours

Custom work from $1,400: your own spending rules, a charity branded deployment, integration with a mobile money provider or school system, extra languages. Scoped on a call.

Custom from $1,400

BLUEPRINT

Why it matters and how it really works

The recipe (how it is built, the data, costs, risks, build order, the pitch and the demo script) is unlocked when your app is paid in full.

The need

Parent groups, churches and small charities fund school lunches with cash or mobile money, and a share of it ends up on airtime, sweets or someone else's errand. Donors cannot see how many meals their money bought, so giving slows down.

What exists and what is new

The mechanism exists: Solana's Token-2022 transfer hook extension and its published examples show allowlist checks on every transfer, and off chain meal cards and school canteen top up systems exist. What is new here is the packaging: a meal token for a named group of pupils that can only move to approved canteen accounts, multi signature changes to the canteen list, and a donor view of meals bought. Research found no live school meal or merchant restricted aid token of this kind, but the building blocks are standard, so the novelty is in the use, not the technology.

The data it runs on

Unlocked when your app is paid in full

1.The mission

Every coin given for a child's lunch arrives as a lunch, and the people who gave can see it did.

2.Why people can't resist it

The Friday note Each Friday donors get one line: how many meals their money bought, the top dish, and that nothing was spent outside the list.

Proof without exposure Every meal is a public transfer to a canteen, but no child's name is ever onchain. Donors trust it without anyone being watched.

Canteens want in Approved sellers get steady weekly sales and a cedi payout, so new sellers ask to join, which is a reason for the group to keep the list alive.

3.How it works for real

Unlocked when your app is paid in full

4.Pricing

Cost per use: unlocked when your app is paid in full.

Class Free

Up to 40 pupils and 3 canteens, weekly Friday note, public meal count.

School GHS 250 a month

Up to 400 pupils, unlimited canteens, multisig list changes, donor dashboard with custom name.

Network Custom

For charities running many schools: shared canteen onboarding, consolidated reports, and payout support.

5.Growth loop

Every Friday note is shareable and ends with how many meals a donor's money bought, which brings the next donor. Canteens that join tell other schools in their area, and each new school adds a parent group that already raises money.

6.Risks and guardrails

Unlocked when your app is paid in full

7.Build order

Unlocked when your app is paid in full

8.Where this is going

Now
One parent group, forty pupils, three canteens, and a Friday note donors look forward to.
Next
Whole schools and charities run their own meal tokens with shared canteen onboarding.
Later
The same pattern funds textbooks, uniforms and transport with their own approved sellers.
The world it changes
Aid that reaches the plate by design, so people give more because they can see it work.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Lunch Money

Lunch Money: A school meal token that only spends at approved canteens, enforced by a Token-2022 transfer hook. Using someone else's version means their rules, their brand and their revenue. Owning Lunch Money means it is deployed under your wallet, carries your name, and every customer, partner and result builds your track record instead of theirs.